Can You Negotiate Medical Bills On Behalf Of Your Client?
I call it both sides of the equation with respect to medical bills. We will make sure in gathering together all of those medical bills that you incurred as a result of the accident and get them submitted to the appropriate insurance companies to get them paid pursuant to those insurance policies. Then when the case is resolved if you have medical bills outstanding we have negotiated those medical bills that are outstanding with the healthcare providers, because sometimes the healthcare providers will charge an individual who has exhausted their health insurance or exhausted their no-fault medical insurance.
Sometimes those medical bills will be far more in dollar amount than they would have been if you had had insurance to cover the medical procedure. The reason for that is, the healthcare providers have different rates for their medical services depending upon whether those services are going to be paid by health insurance or they are going to be paid by an individual and if they are going to be paid by an individual those rates are often far higher than if they are being paid by an insurance company. So we help folks understand that and we have helped folks negotiate those bills down and try to minimize what medical bills they are going to have to pay out of their own pocket at the end of the case.
What Are The Biggest Challenges In The Personal Injury Recovery Process?
The biggest challenges are probably the misinformation that they get from the insurance industry and from what they have seen on TV. They do not understand why the insurance industry tells them what they are telling them about giving a recorded statement, about not getting a lawyer, about how the case is supposed to be evaluated. The misinformation that they get from some lawyers who are advertising that it is a quick easy process and they do not understand that there are multiple layers to this process such as what I have just talked about as far as payment of outstanding medical bills, different insurance companies having to pay the medical bills initially, dealing with liens in a case and so forth.
How you structure a settlement so that as much money as possible ends up in your client’s pocket. The misinformation that is out there about that, including the fact that many people think that there is a lot of money in every case to be had and when that is just not the case. There is money to be had for folks to help them, but there is not always a lot of money. They do not understand that sometimes there are limits of insurance proceeds available and if they do not act quickly they might not get their fair share of those limits. It is this type of misinformation that is the biggest impediment to an injury victim receiving the most that they are entitled to receive in the resolution of a personal injury claim.
How Long Do Personal Injury Claims Typically Take To Get Resolved?
At the quickest, it is probably four to six months to conclude a personal injury claim. That would be a very simple smaller valued claim. For the larger valued claims, it could be anywhere from a year and a half to two and a half years to resolve that claim. Now a lot of that timeline has everything to do with the nature of the injury that a person suffered in the incident and their healing time. If you try to settle a claim for a person before the individual has healed, then you do not really know whether or not all of their injuries are going to heal and they are going to be one hundred percent or if some of the injuries will linger and cause significant physical, emotional, and economic damage to the individual for the rest of their life.
There is no way to know when a person walks in your office whether or not, for certainty, that person is going to have an injury that will last the rest of their life or something that will only last a few months. There are some exceptions to that of course, such as paralysis where a doctor has indicated that this paralysis is going to be a permanent condition or an amputation. However, I would challenge folks even in those situations to the fact that there are some modern medical miracles that are occurring where folks are starting to get more recovery from a paralysis and better functioning recovery from a paralysis than they used to be able to get.
There are amazing prosthetic devices that are coming online that are far superior to the old prosthetic devices. However, you are not going to know about these things, these advances in medicine and the latest and greatest unless research is done and you have good quality medical care, and that is part of our job, is to get people to steer people away from the healthcare providers that are just trying to put band-aids on significant injuries and steer them in the direction of good quality medical care. These are not doctors that we have in our own pocket, these are just doctors we know in the community that are good quality healthcare providers that have been recommended by a lot of the physicians in the community and we have that information through our experience in this area.
We know what the better quality physicians are that you should go to and the poorer ones that you should stay away from. But when you have a significant injury like a paralysis or an amputation or so forth, there are some very important factors that have to be looked at by an experienced lawyer in setting the bar, so to speak, on the case, as high as possible to include the possibility of future medical care down the road. There could be some very expensive, but very beneficial rehab that is being developed as we speak to improve a person with say, a paralysis. Improve their position in life. So we always try to work with folks to get them, if say, for example, they have a head injury, or they have a serious spinal injury we will work with them and their doctors and try to get them pushed into the best facilities in the country.
For example there is a top-notch facility in Denver for paralysis victims that many people come from all over the United States to use to try to improve their injuries, whether that would be from a collision incident or from whatever cause. They go to the Craig Institute in Denver, Colorado, to try to improve their medical condition. If you have the right lawyer that knows this information and knows how to steer you through the medical process, then, in the long run, you are going to be far better off.
For more information on Negotiating Down Medical Bills, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (316) 854-4601 today.
Get your questions answered - Call for a no obligation, free consultation (316) 854-4601.